The best personal finance apps for Android devices will help you to save and spend wisely. You may have heard this time again: human wants are unlimited, but the resources to meet them are limited. Nonetheless, there's still a way to get your most basic needs met and leave something tangible in your account at the end of the month. It's with the use of the best budgeting services and apps for Android.
These apps do not promise to make you rich, however, they come with features that will help you to make smarter financial decisions. They enable you to track your spending and allocate money for savings. Accordingly, they give you greater control over your finances. With that in mind, some of the best Android apps for personal finance management are:
PocketGuard is one of the best personal finance apps. It is easy to use, which makes money management and budgeting a breeze. What does the app offer? It allows you to manage your credit and debit cards, as well as bank accounts from the same platform. In line with that, you can sync your savings, loans, and investment data to have a better understanding of your finance.
Over and above that, you can use this app to track your income and expenses, and also determine how much you're dishing out on a daily basis. If you have a clear picture of how much is spent, it makes it easier to curtail unnecessary expenses. Much more, you can set a target on how much you'll like to spend daily. On the other hand, this app is free and is compatible with Android and iOS devices.
Wally also offers an easier way for you to simplify your day-to-day finances. With this app, you can connect all your accounts and track them in real-time from a single place. Also, you can compare your spending patterns for the past two years to gain insight if you've saved or spent more.
This app works with interactive pie, bar and line charts to give you a visual representation of your financial records. Therefore, you get to understand where all the money has been going from a glance. In line with that, you can set specific goals on the spending or saving target across days, weeks, months or years. Asides from controlling your expenses you can also create documents, reminders, lists, notes, and comments on this app.
MoneyStrands is a free personal finance app that enables you to manage your money. This apps allows you to define your financial goals and make smarter decisions on how to meet these goals. All you have to do is download the app, set up an account, and then link the cash, credit cards and checking accounts whose income and expenses you'll like to monitor.
The best part is, if you know how much you're spending or saved, you know just when it's okay to indulge and give yourself a treat, without feeling guilty. That being the case, you get to know how much goes for dining out, groceries, investments, etc. Much more, you can compare your financial goals with people with similar backgrounds right from the app. MoneyStrands links to 500 financial institutions, hence, there's a range of options to choose from when linking your accounts.
Wallet is a money manager and budget planner. It offers you great tools that will enable you to be your own finance manager. The app comes with a spending tracker as well as a personal financial planner. And either of these will help to draw out your budget and know how best to save.
What's more, you can set financial goals on this app, and track them in real-time. Wallet also offers automatic bank updates where transactions are synced with your bank. The app connects to 3,500 banks worldwide and allows you to import transaction data from other sources. Hence, you can track every penny you've got easily.
Mint is another personal finance app for Android which you can try. This app allows you to create a budget but takes it one step further to offer suggestions based on your spending. As such, you also get help on how best to manage your income. Much more, you can bring all your money to one place, and even your credit score.
Other features to look forward to on this app include its reminders. The latter informs you of upcoming bills, so you can plan ahead. These alerts also ensure that you don't miss paying your bills when they are due. But that’s not all! You get warnings when your funds are running low.
The best personal finance apps for Android will help you to prepare better for rainy days. You'll get a clearer picture of how much comes into your account weekly or monthly, and how much goes out. And the best part is, you can tie those loose ends that have been eating away at your income. Nonetheless, it's okay to spend and treat yourself once in a while. There is, however, a need to do it with moderation, which is what these apps are all about.